Installment Management

Jewellery installment management, fully on autopilot

IRA ORA tracks every monthly instalment, sends reminders before each due date, and collects payments with UPI AutoPay — so jewellers stop chasing instalments and stop losing them.

In short: IRA ORA is jewellery installment software that records every instalment plan, tracks paid and pending instalments with running balances, sends automatic WhatsApp reminders, and collects monthly payments through links and UPI AutoPay.

What is jewellery installment software?

Jewellery installment software helps a jeweller set up instalment plans for customers and keep track of every monthly payment, due date and outstanding balance. Rather than maintaining a register where it is easy to lose a payment or forget a due date, the jeweller manages every plan in one place — and the software sends reminders and collects dues so instalments are paid on time.

Whether you call them monthly instalment plans, gold savings schemes or EMI-style plans, the challenge is the same once you have many customers: each is at a different point in their plan, and following up by hand is exhausting and error-prone. IRA ORA turns instalment management into something that runs in the background.

What you can do with IRA ORA

Track every instalment

Paid, due and overdue instalments for every customer, with the next due date always visible.

Running balances

See exactly how much each customer has paid and what is still outstanding on their plan.

Reminders before due dates

Automatic WhatsApp reminders nudge customers ahead of each instalment so fewer are missed.

Auto-collect with UPI AutoPay

Customers authorise one mandate and instalments are debited automatically each month.

Fewer defaults

Timely reminders and easy payment mean fewer overdue and lapsed instalment plans.

Per-customer ledger

A full payment history for every customer and plan, ready whenever you need it.

Manual tracking vs IRA ORA

How tracking instalments by hand compares with IRA ORA.

TaskRegisters & ExcelIRA ORA
Next due dateLook it up manuallyAlways visible per customer
Overdue instalmentsEasy to miss for weeksFlagged automatically
RemindersManual calls and messagesAutomatic WhatsApp reminders
Collecting paymentIn person or by requestPayment links + UPI AutoPay
Outstanding balanceCalculate by handUpdated automatically
Default rateHigher without follow-upLower with timely reminders

Benefits for your shop

  • Stop chasing instalments — reminders and auto-debits do the follow-up for you.
  • Fewer lapsed plans — customers are nudged on time, so plans run to completion.
  • Healthier cash flow — predictable, on-time monthly collections across your whole book.
  • Clear accountability — a precise ledger for every customer removes disputes and confusion.

Installment management works hand in hand with your gold savings schemes, UPI AutoPay and collection dashboard inside IRA ORA.

Frequently asked questions

What is jewellery installment software?

Jewellery installment software helps a jeweller create instalment plans for customers and track every monthly payment, due date and balance. It sends reminders and collects dues through payment links or UPI AutoPay so instalments are paid on time.

How does IRA ORA reduce instalment defaults?

IRA ORA sends automatic WhatsApp reminders before each due date and lets customers pay with one tap or via UPI AutoPay, so fewer instalments are missed and follow-ups are rarely needed.

Can I see outstanding balances per customer?

Yes. Every customer has a ledger showing paid instalments, the remaining balance and the next due date, and you can see total outstanding across your shop at a glance.

Is it suitable for monthly jewellery instalment plans?

Yes. IRA ORA is built for monthly instalment plans and gold savings schemes that Indian jewellers run, with flexible durations and amounts.

Manage every instalment in one place

Add your customers and plans, and let IRA ORA track, remind and collect for you.