Manage Plans. Automate Collections.
IRA ORA helps jewellers manage gold savings schemes, monthly instalments, customer collections, payment reminders, WhatsApp reminders, and UPI AutoPay from a single platform.
IRA ORA brings gold savings schemes, monthly instalments, automated collections and customer ledgers together — a purpose-built collection app for Indian jewellers.
Create and run gold savings schemes and monthly savings plans for every customer, with flexible durations, amounts and maturity tracking.
Learn moreTrack every monthly instalment across all customers in one place. See who has paid, who is due and what is outstanding at a glance.
Learn moreCollect monthly payments automatically with payment links and reminders, so instalments arrive on time without manual follow-ups.
Learn moreSet up a one-time UPI AutoPay mandate and let monthly instalments debit automatically on the due date — no chasing, no reminders.
Learn moreSend polite, personalised WhatsApp reminders in your shop's name, so customers never forget a monthly instalment.
Maintain a complete customer ledger with payment history, balances and outstanding amounts for every gold savings plan.
See exactly who to follow up with — due today, overdue and upcoming — one row per customer, with one-tap call, WhatsApp and record. Browse a scheme and step through every enrolled customer to collect through the day.
Track every scheme to maturity — your maturity liability, pending redemptions, settlements and what's maturing in the next 90 days — then settle and notify the customer in a tap.
Many customers join your monthly gold savings plan. Tracking each one becomes a full-time job in itself.
Set up a customer once, IRA·ORA handles every month after that.
Register your customer against a gold savings plan or a monthly instalment scheme. Takes less than a minute.
Each month, IRA·ORA sends a polite, personal reminder to your customer, in your shop's name.
They pay through the link, or set up automatic monthly payments once, and it happens on its own.
Your trusted customers can authorise a simple UPI autopay mandate. One time, in under a minute. After that, their monthly instalment is collected automatically on the due date.
No more reminders. No more follow-ups. No more waiting for them to tap a link. The shop just sees the payment come in, every month, on time.
From the day's collections to matured schemes and every payment received — these are real screens from IRA ORA.
Reminders go out on the right day, every month. Without you lifting a finger.
The awkward "just reminding you…" conversations disappear. Your relationship stays warm.
Your customers don't install anything. Reminders and payments all happen where they already chat.
One UPI mandate. Monthly instalment collected automatically. Zero follow-ups.
Your customers never have to install anything. The reminder arrives in the same place they message family. Polite, personal, and in your shop's name.
One link. They tap, they pay, they're done. You see the confirmation in IRA·ORA within seconds.
IRA ORA is designed for the way jewellery businesses actually run their gold savings schemes and monthly collections.
IRA ORA is built around gold savings schemes and monthly instalments — not a generic billing tool or retail POS forced to fit.
From reminders to UPI AutoPay debits, IRA ORA runs your monthly collection workflow automatically, month after month.
Polite automated reminders replace awkward phone calls, so your team spends far less time chasing payments.
More instalments collected on time means healthier cash flow and fewer plans slipping through the cracks.
A smooth, professional payment experience in your shop's name keeps customers coming back for their next plan.
IRA ORA is a gold savings scheme management platform that helps jewellers automate monthly instalments, recurring collections, UPI AutoPay mandates, WhatsApp reminders, customer ledgers and payment tracking from a single platform.
A gold savings scheme app lets a jeweller create and run monthly savings or instalment plans for customers, track each payment and balance, send reminders and collect dues automatically. IRA ORA is a purpose-built gold savings scheme web app for Indian jewellers.
Customers can authorise a one-time UPI AutoPay mandate. After that, each month's instalment is debited automatically on the due date and marked paid in IRA ORA, so there are no reminders or follow-ups to send.
No. Your customers do not install anything. IRA ORA sends payment reminders and links over WhatsApp, where they already chat, and they pay with one tap or through UPI AutoPay.
Yes. IRA ORA sends polite, personalised WhatsApp payment reminders in your shop's name on the right day every month, so customers never forget a monthly instalment.
Yes. The Outstanding Dues screen lists every customer who is due today, overdue or upcoming — with how far behind they are and one-tap call, WhatsApp and record. The Matured Schemes screen shows your maturity liability, pending redemptions, settlements and what's maturing in the next 90 days, and the Recent Payments screen logs every rupee received by cash, UPI, bank or online.
Yes. IRA ORA has team roles and permissions, so you can add staff and control exactly what each person can see and do — record collections without changing settings, for example — while every action stays on an audit trail.
Yes. IRA ORA works for a single neighbourhood showroom as well as multi-branch jewellers. You can start with a free trial and manage your gold savings schemes and monthly collections from day one.
No. IRA ORA is a web-based app, not a bank or escrow. Payments are processed through regulated payment partners and settle to your own account. Your money stays with you.
Start a free trial at app.iraora.com, add your customers and their gold savings or instalment plans, and IRA ORA handles reminders and collections every month after that.
Not a generic billing tool. Not a retail POS. Designed from day one for the monthly collection problem every Indian jeweller knows.